Say ‘Yes’ to a Financially Prepared Wedding Season with Tata Capital App’s Online Loan App

Business Wire India

The wedding season brings both joy and expenses. But Tata Capital is here to help you say "I do" to the wedding of your dreams, without breaking the bank. Tata Capital, a leading financial services provider and part of the iconic Tata Group, has launched an innovative new loan app that offers customised wedding financing at your fingertips.

With Tata Capital’s online loan app, you can apply for a wedding loan ranging from Rs. 40,000 to Rs. 35,00,000 from the comfort of your home. With a flexible repayment tenure of up to 6 years, you can comfortably repay the loan without any financial stress.

Tata Capital’s Online Loan App

Tata Capital provides borrowers with quick and easy access to finance. However, their online loan app takes convenience to the next level when planning your dream wedding. The app completely transforms the traditional loan process into an effortless experience from start to completion.

Right from initial registration using just your phone number, the app eliminates lengthy documentation and manuals. It allows you to apply for instant loan approval by simply entering key personal and banking details, specifying your required loan amount, and authorising the digital eMandate.

Once approved, funds get promptly transferred directly into your bank account within minutes. You no longer have to visit branches and wait days to access financing. Furthermore, the app's intuitive interface and seamless user journey enables receiving timely credit with utmost ease.

By harnessing the power of technology to innovate access to lending, Tata Capital has made availing loans incredibly straightforward.

Key Features of Tata Capital’s Online Loan App

Some of the best features of Tata Capital’s online loan app are:

1. Pre-approved loans

The app offers instant paperless approval for loans that borrowers are pre-qualified for. With a simple check, application, and quick fund transfer process, borrowers can access funds without the burden of lengthy paperwork.

2. 24/7 Access to loan account details

The app provides 24/7 access to track the status of Tata Capital loan applications. Borrowers can review details related to their loan application at any time. Essential loan documents, such as account statements, repayment schedules, and interest certificates, can be easily viewed and downloaded from the app.

3. User-friendly EMI calculator

Borrowers can utilise the built-in EMI calculator to proactively assess their overall loan repayment amount. This functionality assists them in making informed decisions about the loan amount and tenure based on their monthly repayment capacity.

4. Swift approval

Loan approval occurs swiftly, typically within minutes after the submission of the loan application. The approved loan amount is promptly disbursed into the borrower's bank account, ensuring quick access to funds.

The app boasts of a clean interface allowing borrowers to navigate seamlessly ensuring a smooth registration and loan application process. The app is available on both Android and iOS platforms.

5. Secured borrowing:

Borrowers can enhance security by locking Tata Capital’s online loan app with their fingerprint or face recognition. This feature prevents unauthorised access to loan details or accounts, ensuring the safety of their data.

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